Non-banking Payment System Accepts instant payments for mobile communication, Internet, cable TV, utilities, Skype, charity, etc. Includes hardware and software (both server and client side) Convenient payment locations (kiosks, retail workshops, small architecture forms, fair, crowd locations, etc.) Payment processing may not involve bank Data Exchange & Analysis For merchants: Data exchange between retail outlets and back-office On-line sales analysis Advanced OLAP-based analysis For suppliers: Statistics on product sales across the retail networks Advanced OLAP-based analysis Fiscal Model Fiscal adaption of terminal and processing server for countries with strong fiscal law Require ECR to be equipped with GPRS modem Require sales data be daily transferred to tax inspection Mobile terminal UNS-Term-S Internal GPRS modem class 10, internal antenna, external antenna optional Protected data transmission channel Ly-Po rechargeble battery – over 8 hours of stand-alone operation Graphic LCD screen with backlight Reliable easy loading thermal printing mechanism 2 SIM-cards Portable Terminal Application Opportunities Widespread chains of small retail outlets Low entry barrier (mobile terminal costs 10 times less than a self-service kiosk, no need to pay rent fee) Multipurpose device Data exchange between retail chains and back office Sales of various electronic products and services (parking permits, transportation tickets, event admission, etc.) Other intellectual functions Development Opportunities RFID-based loyalty systems Fast and errorless data entry (phone number and other data stored in RFID key chain) Customer registration for loyalty program RFID and NFC technologies Online Services For entrepreneur & SMB community For end-users